Privacy Policy

Effective date: November 30, 2025

Thank you for choosing MST Budget Blueprint. Your privacy is extremely important to us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data. Please read it carefully.

1. Information we collect

MST Budget Blueprint collects only the information necessary to help you manage your personal finances, track expenses, and improve your saving habits:

• Account data: your name, email address, and password (securely stored and used only for authentication).
• Financial & tracking data: expenses you add, categories, budgets, savings goals, reminders, notes, and any other information you enter manually in the app.
• Device & usage data: anonymous analytics, performance statistics, and crash logs (if enabled) to help improve app stability.
• Optional profile data: profile photo or preferences, if you choose to add them.

2. How we use your data

• To create and maintain your account.
• To help you track expenses, budgets, and savings.
• To provide financial insights, summaries, and analytics.
• To improve app stability, performance, and user experience.
• To offer support and respond to your messages or requests.

3. Sharing & third parties

We do not sell, rent, or trade your personal data. We only share information in the following limited cases:

• Service providers: trusted partners responsible for hosting, analytics, backups, and error monitoring. They only access data necessary for their services and cannot use it for anything else.
• Legal or safety reasons: if required by law, subpoena, or to protect the rights, property, or safety of our users or our app.

4. Data storage & security

We store your data securely using industry-standard encryption and protection measures (HTTPS/TLS). While we strive to keep your data safe, no system is 100% secure, and we encourage you to use a strong, unique password.

5. Financial information

MST Budget Blueprint does not connect to your bank accounts or financial institutions. All financial information you provide is manually entered and stays strictly under your control.

6. Account deletion & data removal

You may delete your account at any time (Profile → Delete Account). When you do:

• All personal information, financial entries, budgets, and other data will be permanently deleted.
• Backups containing your data will be removed after a reasonable retention period as part of automated system maintenance.

For urgent data deletion or manual assistance, contact us using the email below.

7. Your rights

You may have the right to:

• Request a copy of your personal data.
• Correct inaccurate information.
• Request deletion of your account and all stored data.
• Export your information in a readable format.

8. Children

MST Budget Blueprint is not intended for children under the age of 13. We do not knowingly collect information from children. If you believe a child has created an account, please contact us so we can remove it immediately.

9. International data transfers

Depending on our hosting providers, your data may be stored or processed in other countries. We take steps to ensure your information remains protected regardless of the storage location.

10. Third-party links & external services

The app may include optional links to third-party websites or resources. These services have their own privacy practices, and we are not responsible for their policies. We encourage you to review their terms before using them.

11. Changes to this policy

We may update this Privacy Policy from time to time. If significant changes are made, we will update the “Effective date” above and notify you within the app when appropriate.